Updated: February 24, 2026
IPS Sunil Kumar Naik Net Worth 2026: In the world of Indian civil services, IPS officers often spark curiosity about their earnings, lifestyle, and financial standing. Today, we’re diving into the profile of IPS Sunil Kumar Naik, a 2005-batch officer from the Bihar cadre who’s recently made headlines. As an Inspector General (IG) in Bihar’s Fire Services and Home Guards, his career reflects dedication to public service amid high-stakes roles. While exact personal net worth figures for serving IPS officers aren’t publicly disclosed like those of politicians, we can piece together a realistic picture based on official salary structures, perks, and available declarations.
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Who is IPS Sunil Kumar Naik?
IPS Sunil Kumar Naik (often referred to as M. Sunil Kumar Naik) is a prominent 2005-batch Indian Police Service officer originally from Guntur district in Andhra Pradesh but allotted to the Bihar cadre. He joined the service on December 12, 2005, and has built a career marked by diverse postings.
- Served as Superintendent of Police (SP) in multiple Bihar districts.
- Went on inter-cadre deputation to Andhra Pradesh from 2020 to 2023, where he worked as Deputy Inspector General (DIG) in the Crime Investigation Department (CID), handling several high-profile cases.
- Returned to Bihar in 2023 and currently holds the rank of Inspector General (IG) of Police, also serving as Director-cum-State Fire Officer for Bihar Fire Services and Home Guards.
His role involves overseeing fire safety operations, modernization efforts, and coordination with home guards across the state. Naik’s journey highlights the demanding nature of policing in diverse regions.
Career Progression and Salary Breakdown
As a senior IPS officer at the IG level (around 20+ years of service), Naik falls under the apex pay scales of the 7th Pay Commission. IPS salaries are transparent and include basic pay, dearness allowance (DA), house rent allowance (HRA), and other perks.
Here’s a quick overview of typical IPS salary ranges (as of 2026, with DA at approximately 50-60%):
| Rank/Level | Pay Level (7th CPC) | Basic Pay Range | Approximate Gross Monthly Salary | Key Perks |
|---|---|---|---|---|
| Entry (ASP/SP) | 10-12 | ₹56,100 – ₹1,77,500 | ₹80,000 – ₹1,50,000 | Official residence, vehicle, security |
| DIG | 13-14 | ₹1,23,100 – ₹2,15,900 | ₹1,80,000 – ₹2,50,000 | Higher allowances, travel benefits |
| IG (Current for Naik) | 14-15 | ₹1,44,200 – ₹2,18,200 | ₹2,00,000 – ₹3,00,000+ | Government accommodation, medical, pension benefits |
| ADGP/DGP | 15-17 | ₹1,82,200 – ₹2,25,000+ | ₹2,50,000 – ₹4,00,000+ | Top-tier perks, post-retirement benefits |
- Monthly take-home for an IG like Naik: Roughly ₹2.2-3 lakhs after deductions, plus non-monetary benefits like free housing, official vehicles, and security.
- Annual income: Often exceeds ₹30-40 lakhs including allowances.
- Long-term perks: Lifetime pension, gratuity, and post-retirement opportunities.
These figures are standard for IPS officers and don’t include any personal investments or family assets.
Estimated Net Worth and Assets
Publicly available data on serving IPS officers’ net worth is limited to periodic asset declarations submitted to the government (as per Bihar Home Department records). Unlike politicians, IPS officers don’t file election affidavits, so detailed breakdowns aren’t always online.
- No official public net worth figure exists for Sunil Kumar Naik in 2026, but senior IPS officers at his level typically accumulate ₹1-5 crores over their career through salary savings, provident fund, gratuity, and modest investments.
- Assets often include residential property (self-acquired or ancestral), fixed deposits, mutual funds, and vehicles.
- Liabilities: Usually low, mainly home loans if any.
For context, many mid-to-senior IPS officers maintain a comfortable but not extravagant lifestyle, focusing on integrity and service. Naik’s recent asset declaration (for 2024-2025) is available via official channels, but specifics aren’t widely published beyond compliance.
Conclusion
IPS Sunil Kumar Naik represents the backbone of India’s policing system—disciplined, experienced, and committed to duty. With a solid career spanning Bihar and Andhra Pradesh, his financial standing aligns with what you’d expect from a senior government servant: stable, respectable, and bolstered by lifelong benefits rather than flashy wealth.
While his net worth likely sits in the ₹1-3 crore range (conservative estimate based on salary progression and typical savings), the real value lies in his contributions to public safety. In an era where civil servants face scrutiny, Naik’s profile reminds us of the balance between service and security.
If you’re inspired by IPS journeys or curious about civil services careers, the path demands grit—but offers unmatched purpose and stability. Stay tuned for more updates on prominent officers!